Renters Insurance in California
We all have items that are important to us. A Renters Insurance policy can cover those items in the event of theft or damage. From clothes and furniture to your computer and television, you want to feel confident that everything you own isn’t lost in a fire or other claim. Let Blackwell Insurance Agency find coverage options that cover your valuables with a renter’s insurance policy. Call us at 949-421-0222 and let us help to make sure you’re properly covered.
Your renters insurance policy will cover your personal property against theft or damage as outlined in the policy.
California: Protect yourself and your house guests!
Your renters insurance policy also will protect you and your family members against bodily injury and property damage liability claims up to policy limits. Medical payments coverage is available as an option which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Let Blackwell Insurance Agency help you find the right amount of coverage on your Renters Insurance in California.
Common Questions Regarding Renters Insurance
How Much Is Renters Insurance Per Month?
The cost of renters insurance can vary depending on what your coverage limits are and what you want covered. It can also vary because of your credit score or previous loss history. In general, a policy with average limits with clean credit and no loss history will run you about $15-25 a month.
What Is The Best Renters Insurance Policy?
The best renters insurance policy is a policy that provides you the best coverage at a price that you’re comfortable with.
Should I Get Renters Insurance?
Everyone should carry renters insurance if they rent a home or apartment. Renters insurance covers more than just your things. It provides you with a liability insurance policy to protect your assets. Renters insurance will protect you with coverage from theft and fires too.
Is Renters Insurance Worth It?
If you’re a renter, getting a renters insurance policy is always worth it. At less than a dollar a day, it is an affordable insurance policy that protects you and your assets.
What Does Renters Insurance Cover?
Renters insurance covers a variety of things from your personal items like your computer and couch to your clothes. It also provides you with liability protection in the event you are found liable for injuries to others you’re found liable for as well as provides you with temporary living expenses if your home becomes uninhabitable for periods of time.
Can a Landlord Require Renters Insurance?
Yes, landlords can require you to carry a renters insurance policy. Many renters assume their landlord’s insurance policy will cover their personal items in the event of a loss, but that is not true.
Can I Use My Roommate’s Renter’s Insurance Policy?
No, roommates are specifically excluded from renters insurance policies unless they are listed on the policy by name. Roommates are excluded from coverage for personal property, loss of use and liability coverage.
We always recommend a renters insurance policy. If you have questions about your renters insurance or would like to get a renters insurance quote, please contact us.