There are several ways to save on personal lines insurance:
- Bundle your policies (e.g., combine your home and auto insurance with the same provider).
- Increase your deductible (higher deductibles usually lower premiums).
- Maintain a good credit score (insurers often offer lower rates to individuals with better credit).
- Install safety features (security systems, smoke detectors, and anti-theft devices may earn you discounts).
- Ask about discounts for things like being a safe driver, having multiple cars, or being a homeowner.
