If you’re in an accident, follow these steps: Ensure safety by moving to a safe location if possible. Call the police if necessary (especially for injuries or major damage). ...
Yes, you can add other drivers to your auto insurance policy. This includes spouses, children, or roommates who drive your vehicle. However, their driving history may affect your premium ...
It’s important to periodically review your coverage, especially after major life changes like buying a home, getting married, or having children. A good rule of thumb is to ensure ...
Filing a claim generally involves the following steps: Contact your insurance company as soon as possible after an incident. Provide necessary documentation (photos, police reports, receipts, etc.). An adjuster ...
While California is not as prone to flooding as some other areas, certain regions (especially those near rivers, lakes, or coastal areas) can be at risk. Standard homeowners policies ...
There are several ways to save on personal lines insurance: Bundle your policies (e.g., combine your home and auto insurance with the same provider). Increase your deductible (higher deductibles ...
Personal umbrella insurance provides extra liability coverage above and beyond the limits of your homeowners, auto, or renters policies. It helps protect your assets in case of major accidents, ...
Auto insurance typically includes: Liability Coverage: Helps pay for damages to others if you’re at fault in an accident. Collision Coverage: Covers damages to your vehicle resulting from a ...
Renters insurance provides coverage for your personal belongings in case of theft, fire, vandalism, or other unexpected events. It also includes liability coverage, which helps if someone is injured ...
While earthquake insurance is not required by law, it is highly recommended for California residents. California is a seismically active region, and earthquakes can cause significant damage to homes ...
